Mission, History & Challenge

 

History:
In 1989, a group of concerned citizens came together to form the Hall County affiliate of Habitat for Humanity International.  Habitat for Humanity was established in 1976 by Millard and Linda Fuller. The Fullers wanted to address poverty housing on a global scale through “partnership housing”   which is centered on qualified families working side-by-side with volunteers to build simple, decent houses.

Habitat for Humanity of Hall County provides a hand-up, not a hand-out for qualified families in need of improved living conditions. Our homeowners invest 260 to 500 hours of "sweat equity" to help build their own homes as well as additional time for mandatory homeowner educational workshops. Houses are sold to partner families and are financed with affordable, zero interest mortgages.

Serving Hall County since 1989, together with wonderful volunteers and generous donors, we have built 45 homes and rehabilitated 10 homes for Hall County families who lived in uncertainty and struggle.  Habitat has provided each family a permanent path out of poverty through homeownership.


Mission:

Seeking to put God's love into action, Habitat for Humanity of Hall County brings people together to build homes, communities and hope


Our Challenge:

Homeownership for the families we serve is still far out of reach.  Habitat families cannot qualify for a conventional mortgage that requires a 10-20% down payment, a 4.6% interest rate and a monthly payment of more than $900.00. Our homeowners pay a modest down payment of $1,500.00 and are mortgaged at a 0% interest rate over the course of 20 years.